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EMI Calculator

Calculate your Equated Monthly Installment for any loan amount, interest rate, and tenure.

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Calculate Your EMI Instantly

Enter your loan amount, interest rate, and tenure to calculate your Equated Monthly Installment (EMI). Get instant results with detailed breakdowns of principal and interest components.

1,00,0005,00,00,000

💡 Enter the total loan amount you wish to borrow

8.5%
130

💡 Annual interest rate charged by the lender

20years
130

💡 Duration of the loan repayment period

What is EMI?

EMI (Equated Monthly Installment) is a fixed payment amount made by a borrower to a lender at a specified date each calendar month. EMIs apply to both interest and principal each month.

EMI Formula

EMI = [P × R × (1+R)^N] / [(1+R)^N – 1]

Where P = Principal, R = Monthly interest rate, N = Number of monthly installments.